Grove of golden aspens below a rocky peak near Aspen, Colorado

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Colorado mortgage and mountain property articles

Rate updates, loan program explainers and buying guides for Vail, Summit County, Boulder, Denver and Colorado's resort towns.

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Blog

Colorado mortgage and mountain property articles

Rate updates, loan program explainers and buying guides for Vail, Summit County, Boulder, Denver and Colorado's resort towns.

Latest articles

Topic

129 articles, newest first

Mortgage RatesOctober 5, 2026

Mortgage Rates Hit 7.28%: October 2026 Colorado Guide

Freddie Mac's 30-year average jumped to 7.28%, the highest since November 2023, as the 10-year Treasury pushed past 5.2%. What it means for Colorado buyers and owners.

InvestmentOctober 5, 2026

DSCR Loans for Colorado Short-Term Rentals in 2026

DSCR loans qualify on a rental's income, not yours, and Fannie Mae just added its own short-term rental rule. How the math works, and the Colorado STR rules to check first.

Luxury FinancingOctober 5, 2026

Condotel & Non-Warrantable Condo Loans in Colorado Ski Towns

Front desks, rental pools and lift-ticket packages can make a ski condo ineligible for Fannie Mae, Freddie Mac and FHA loans. How condotel and non-warrantable condo financing works.

Mortgage GuidesOctober 5, 2026

Self-Employed in Colorado? How Bank-Statement Loans Work

About 1 in 9 Colorado workers is self-employed, and tax write-offs can shrink the income a lender sees. How conventional and bank-statement loans treat business owners.

Mortgage RatesSeptember 25, 2026

Fed Hikes, Mortgage Rates Top 7%: What Colorado Buyers Do

The Fed raised rates for the first time since 2023 and Freddie Mac's 30-year average hit 7.03%. Here is what that means for Colorado buyers and owners.

Luxury FinancingSeptember 23, 2026

Jumbo & Second-Home Loans in Colorado Resort Towns

Jumbo rates are running close to conforming rates, and most Summit County sales top $1M. How to finance a Vail, Aspen or Telluride second home this fall.

Market TrendsSeptember 16, 2026

Colorado Mountain Real Estate, August 2026: Buyers Gain

August data for Summit County, Telluride, Steamboat and Grand County show higher prices, slower sales and more buyer leverage. What it means for financing.

Market AnalysisSeptember 10, 2026

Denver Housing Market, August 2026: Buyers Get Time

Denver-metro closings fell 17% in August while the median price held near $594,000 and listings topped 13,000. Here is what that means for buyers.

InvestmentSeptember 4, 2026

Pitkin County STR Rules May Loosen: What Buyers Should Know

Pitkin County may drop the 2017–2022 rental-history rule for short-term rental licenses. What the proposal means for Aspen-area buyers and their financing.