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Luxury mountain home with a stone and timber facade in winter

Colorado home loans

Financing for every kind of Colorado home

Purchase, refinance, jumbo, construction and investment loans — with the experience to handle mountain properties that other lenders treat as exceptions.

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  • 4.9 from 60+ Google reviews
  • $1B+ funded
  • 30+ years of experience
  • Top 1% of UWM loan officers (2025)

All loan programs

Find the loan that fits your purchase, refinance or project.

Why work with Cedar

Mountain property experience

From ski-town condos to remote cabins, we know how lenders and appraisers look at mountain homes.

Local market knowledge

A Colorado lender that understands local values, HOAs and property types across the state.

One loan officer, start to finish

Direct access to Andrew from pre-approval through closing — no call center.
Andrew McBryan, owner and senior loan officer at Cedar Home Loans

A lender who knows your market

Led by Andrew McBryan, with 30+ years of experience, Cedar Home Loans focuses on Colorado and mountain property financing.

Seasonal access roads, well and septic, condo and HOA reviews, appraisals with few comparable sales — we plan for them from the start. You work directly with Andrew from pre-approval through closing. More about Andrew

How the process works

Four steps from first conversation to closing.

  1. 1

    Consultation

    Talk through your goals and the financing options that fit.

  2. 2

    Pre-approval

    Know your budget and strengthen your offer.

  3. 3

    Appraisal and underwriting

    Property valuation and loan review, with mountain-specific issues handled up front.

  4. 4

    Closing

    Typically 30–45 days from contract; some close in as few as 21 with a complete file.

Ready to talk about your financing?

Get pre-approved in a few minutes, or call Andrew directly to talk through your scenario.

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