Can I use rental income to qualify for a Keystone property?

For investment properties and DSCR loans, yes — Keystone's strong rental market means rental income can often help you qualify. It can't be counted for a conventional second-home loan.

Do you finance condotels in Keystone?

Yes, we have experience with condotel and hotel-condo financing in Keystone's resort areas.

What's the investment potential in Keystone?

It depends on the unit, its location and licensing. Lenders will look at its booking history or a short-term rental report, and so should you.

Chairlift climbing a groomed run through pines at Keystone

Keystone · Summit County

Keystone Home Loans & Mortgage Services

Name: Cedar Home Loans - Keystone
Address: 2940 Basingdale Blvd UNIT 3, Keystone, CO, 80435, US
Telephone: (303) 549-5277
Price range: $$

Home loans for buyers and owners in Keystone, from a Colorado mortgage broker with offices in Boulder, Vail and Telluride.

Get pre-approved Call usCall (303) 549-5277

4.9 from 60+ Google reviews
$1B+ funded
30+ years of experience
Top 1% of UWM loan officers (2025)

Life in Keystone

Keystone is a family-friendly mountain resort with surprising depth. Three interconnected mountains offer 3,148 acres of skiing, including Colorado's largest night skiing operation. River Run Village provides a charming base area with shops and restaurants, while Lakeside Village offers ice skating on Keystone Lake and a more relaxed atmosphere.

What draws buyers here

Three mountains of skiing
Night skiing available
Family-friendly resort
Strong vacation rental market
Year-round activities
Lakeside village atmosphere

Owning property in Keystone

Keystone properties offer exceptional rental income potential thanks to the resort's year-round programming and family appeal. Average prices around $800,000 make it one of Summit County's more accessible markets, while strong occupancy rates — particularly during ski season and summer festivals — support solid rental returns. Many Keystone properties participate in the resort's rental management program, simplifying ownership for out-of-state buyers.

County: Summit County
Typical home price (approx.): About $800,000
Loans we arrange here: Conventional loans, Second home mortgages, Investment property loans, Condo financing

Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.

Keystone neighborhoods

River Run Village

Base area village with shops, restaurants, and gondola access.

Lakeside Village

Charming village on Keystone Lake with ice skating.

The Ranch

Golf community with luxury homes and mountain views.

Keystone mortgage questions

Still have questions?

Ask Andrew directly — no call center.

(303) 549-5277

Loan programs

Buying or refinancing in Keystone?

Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.