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Stone and timber mountain home in the snow at dusk

About Cedar Home Loans

Colorado mountain property financing, done by people who live here

Cedar Home Loans has helped Colorado buyers for over 30 years, from Vail second homes and Summit County condos to Boulder primaries and custom mountain builds.

  • 4.9 from 60+ Google reviews
  • $1B+ funded
  • 30+ years of experience
  • Top 1% of UWM loan officers (2025)

Our team

The people behind your loan

You work directly with your loan officer from the first call to closing, with offices in Boulder, Vail and Telluride.

Why clients trust Cedar

Colorado mountain property mortgage specialists.

  • Led by Andrew McBryan, with 30+ years of experience in Colorado mountain property financing
  • $1B+ in loans funded
  • Licensed mortgage professionals, NMLS #1660298
  • Offices in Boulder, Vail and Telluride
  • UWM 2025 Top 1% Certified Partner, Andrew McBryan
  • UWM 2025 Top 1% Colorado, Andrew McBryan
  • UWM 2025 PRO Elite Excellence 100, Cedar Home Loans
  • UWM 2025 ASR Shining Star Award, Cedar Home Loans

Our expertise

What makes mountain property financing different

Mountain homes raise questions most lenders rarely see. We handle them every week.

Elevation and access

Homes at elevation and roads that close part of the year affect building, insurance and how lenders look at a property.

Well and septic

Many mountain homes rely on wells and septic systems, which need extra review during the loan process.

Second homes and unusual properties

Ski-in/ski-out condos, condotels and remote cabins each need a lender comfortable with them.

Jumbo and luxury

High-value mountain homes often need jumbo loans and lenders who are comfortable with them.

Videos

Mountain property insights with Andrew

Andrew shares what he's learned about mountain property financing, market trends and buying in Colorado's mountain communities.

Discovering the Colorado Condotel Experience with Local Agent Julia Regan

Mountain Property Financing Tips

Colorado Home Loan Insights

More on our YouTube channel (opens in a new tab)

Ready to finance your mountain property?

Start your pre-approval online, or call to talk through your scenario.