Luxury mountain home in winter
Mountain Property Specialists

Colorado's Premier Mountain Property Mortgage Experts

We specialize in financing solutions for Colorado's unique mountain properties, with deep local knowledge that national lenders simply can't match.

Our Services
Our Expertise

Mountain Property Financing Specialists

What makes mountain property financing different? Our specialized knowledge helps you navigate the unique challenges of purchasing homes in Colorado's mountain communities.

Mountain Property Specialists

We understand the unique challenges of financing homes at elevation, from well and septic considerations to seasonal access issues.

Vacation Home Financing

Specialized solutions for second homes and vacation properties in Vail, Aspen, Breckenridge and other premier mountain communities.

Jumbo Loan Expertise

Expert handling of high-value mountain property transactions with competitive jumbo loan options tailored to luxury mountain homes.

Local Market Knowledge

As residents of Colorado's mountain communities, we offer insider knowledge that national lenders simply can't match.

20+

Years of Experience

500+

Loans Funded

$100M+

Total Volume

Our Expertise

Understanding Mountain Property Challenges

Mountain properties present unique financing challenges that require specialized knowledge and experience. Our team understands these challenges and knows how to navigate them successfully.

Elevation Considerations

Financing homes at higher elevations requires specialized knowledge of building codes, insurance requirements, and property access issues.

Seasonal Access

Many mountain properties have seasonal access challenges that can affect financing options and insurance requirements.

Well & Septic Systems

Mountain properties often rely on well water and septic systems, which require special consideration during the financing process.

Unique Property Types

From ski-in/ski-out condos to remote cabins, mountain properties come in unique forms that require specialized financing approaches.

Vacation Home Considerations

Second homes and vacation properties have different financing requirements than primary residences.

Luxury Market Expertise

High-value mountain properties often require jumbo loans and specialized financing solutions.

Colorado mountain homes
Mountain lakeside community
Leadership

Meet Andrew McBryan

Andrew McBryan

Get in Touch

Direct: (970) 368-6135

Owner

Cedar Home Loans

With over 20 years of experience in mortgage lending and a deep passion for Colorado's mountain communities, Andrew specializes in financing solutions for mountain properties.

As a long-time resident of Vail, Andrew understands the unique challenges and opportunities of mountain property financing. His expertise spans conventional loans, jumbo mortgages, vacation home financing, and investment property loans.

Mountain Property Expert: Specialized knowledge of elevation considerations, seasonal access, well/septic systems, and other unique mountain property factors.

Local Market Knowledge: Deep understanding of Colorado's mountain real estate markets, from Vail and Aspen to Breckenridge and beyond.

Financing Specialist: Expert in jumbo loans, vacation home financing, and investment property loans tailored to mountain properties.

5.0 from 200+ client reviews
Video Resources

Mountain Property Insights with Andrew

Educational videos where Andrew shares his expertise on mountain property financing, market trends, and homebuying tips specific to Colorado's mountain communities.

Discovering the Colorado Condotel Experience with Local Agent Julia Regan

Discovering the Colorado Condotel Experience with Local Agent Julia Regan

Cedar Home Loans Short #1

Cedar Home Loans Short #1

Cedar Home Loans Short #2

Cedar Home Loans Short #2

Ready to Finance Your Mountain Property?

Let's find the perfect mountain home financing solution for you.