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Aspen town at the foot of Aspen Mountain under a pink sunset sky

Aspen · Pitkin County

Aspen Home Loans & Mortgage Services

Jumbo Loans, Super Jumbo Loans, Second Home Mortgages and more for buyers and owners in Aspen, from a Colorado mortgage broker with offices in Boulder and Vail.

  • 4.9 from 60+ Google reviews
  • $1B+ funded
  • 30+ years of experience
  • Top 1% of UWM loan officers (2025)

Life in Aspen

Aspen is where Rocky Mountain grandeur meets world-class sophistication. This former silver mining town has evolved into one of the most glamorous destinations in the world — yet retains a genuine mountain soul. Four ski mountains (Aspen Mountain, Aspen Highlands, Buttermilk, and Snowmass) offer 5,527 combined acres of terrain for every ability level. Off the slopes, Aspen's cultural calendar rivals cities ten times its size: the Aspen Music Festival, Aspen Ideas Festival, Food & Wine Classic, and a thriving gallery scene keep the town buzzing year-round. Downtown's Victorian-era buildings house Michelin-worthy restaurants, designer boutiques, and cozy après-ski bars. The surrounding White River National Forest provides endless hiking, mountain biking, and fly fishing. Despite its celebrity reputation, Aspen's full-time community is passionate, engaged, and deeply connected to the outdoors.

What draws buyers here

  • World-renowned skiing at four mountains
  • Vibrant cultural and arts scene
  • Luxury shopping and dining
  • Year-round outdoor recreation
  • Celebrity destination
  • Historic downtown charm

Owning property in Aspen

Aspen real estate is among the most prestigious in the world, with average home prices around $5 million and trophy properties regularly exceeding $30 million. The combination of strictly limited development (Pitkin County's growth management quotas), four world-class ski mountains, and an international brand that transcends real estate makes Aspen one of the safest luxury property investments anywhere. The town's year-round cultural programming ensures strong rental demand across all seasons — not just ski season. Super jumbo financing from Cedar Home Loans makes these high-value acquisitions possible, with loan amounts up to $10 million or more and the local expertise to navigate Pitkin County's unique market.

County
Pitkin County
Typical home price
About $5,000,000
Loans we arrange here
Jumbo Loans, Super Jumbo Loans, Second Home Mortgages, Construction Loans

Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.

Aspen neighborhoods

Downtown Aspen

Historic core with luxury shops, restaurants, and Victorian architecture.

Red Mountain

Ultra-luxury homes with panoramic Aspen Mountain views.

Snowmass Village

Family-friendly resort community with ski-in/ski-out access.

Aspen mortgage questions

Buying or refinancing in Aspen?

Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.