Georgetown · Clear Creek County
Georgetown Home Loans & Mortgage Services
Home loans for buyers and owners in Georgetown, from a Colorado mortgage broker with offices in Boulder, Vail and Telluride.
- 4.9 from 60+ Google reviews
- $1B+ funded
- 30+ years of experience
- Top 1% of UWM loan officers (2025)
Life in Georgetown
Georgetown is one of Colorado's best-preserved Victorian mining towns — a living museum of silver-boom architecture perched at 8,530 feet in a narrow valley along Clear Creek. The entire downtown is a National Historic Landmark District, with over 200 Victorian-era structures lining the streets. The Georgetown Loop Railroad, a narrow-gauge scenic railway built in 1884, still carries passengers on a spectacular loop through the mountains.
What draws buyers here
- National Historic Landmark District
- Georgetown Loop Railroad
- Guanella Pass and Mount Bierstadt access
- 45 minutes from Denver on I-70
- Over 200 Victorian-era buildings
- Most affordable I-70 mountain town
Owning property in Georgetown
Georgetown offers the most affordable genuine mountain-town living along the I-70 corridor. Average home prices around $550,000 provide access to a historic community with stunning scenery at a fraction of Summit County prices. The town's National Historic Landmark status protects its character while ensuring that the architectural heritage — which draws tourists and history enthusiasts — is permanently preserved.
- County
- Clear Creek County
- Typical home price (approx.)
- About $550,000
- Loans we arrange here
- Conventional loans, FHA loans, VA loans, First-Time buyer programs
Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.
Georgetown neighborhoods
Historic Downtown
Upper Georgetown
Silver Plume
Georgetown mortgage questions
Yes, Georgetown offers some of the lowest home prices along the I-70 mountain corridor, with averages around $550,000 — significantly less than Summit County or Eagle County while still providing genuine mountain living and easy Denver access.
Georgetown is approximately 45 miles west of Denver on I-70, making it roughly a 45-minute to 1-hour drive depending on traffic. It's one of the closest mountain communities to the metro area.
Yes! Georgetown has many Victorian-era homes available, and we have experience financing historic properties. Some may require specialized inspections, but FHA and conventional loans are available.
Buying or refinancing in Georgetown?
Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.