Georgetown Home Loans & Mortgage Services
Life in Georgetown, Colorado
Georgetown is one of Colorado's best-preserved Victorian mining towns — a living museum of silver-boom architecture perched at 8,530 feet in a narrow valley along Clear Creek. The entire downtown is a National Historic Landmark District, with over 200 Victorian-era structures lining the streets. The Georgetown Loop Railroad, a narrow-gauge scenic railway built in 1884, still carries passengers on a spectacular loop through the mountains. Guanella Pass, one of Colorado's most scenic mountain passes, departs directly from town and provides access to Mount Bierstadt, one of the state's most popular fourteener hikes. Georgetown Lake offers fishing and ice skating, while the surrounding mountains provide hiking, mountain biking, and backcountry skiing. The town is remarkably close to Denver — just 45 miles on I-70 — making it one of the most accessible mountain communities in Colorado. Loveland Ski Area is 12 miles west, and the Summit County resorts are just beyond Eisenhower Tunnel.
- National Historic Landmark District
- Georgetown Loop Railroad
- Guanella Pass and Mount Bierstadt access
- 45 minutes from Denver on I-70
Why Own Property in Georgetown?
Georgetown offers the most affordable genuine mountain-town living along the I-70 corridor. Average home prices around $550,000 provide access to a historic community with stunning scenery at a fraction of Summit County prices. The town's National Historic Landmark status protects its character while ensuring that the architectural heritage — which draws tourists and history enthusiasts — is permanently preserved. Georgetown's proximity to Denver (45 minutes on I-70) makes it viable for commuters and remote workers. Loveland Ski Area is a 15-minute drive, and Breckenridge and Keystone are accessible through the Eisenhower Tunnel. Cedar Home Loans offers conventional, FHA, and VA financing for Georgetown and Clear Creek County properties.
Georgetown Mortgage Options
Financing solutions tailored to Georgetown's unique real estate market.
Interested in Georgetown? Let's Talk.
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Popular Georgetown Neighborhoods
Explore the diverse communities that make Georgetown special.
Historic Downtown
Victorian-era buildings with shops, restaurants, and historic homes.
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Residential area above town with mountain and valley views.
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Silver Plume
Neighboring historic hamlet with affordable housing and character.
Explore financing optionsWhat Makes Georgetown Special
Georgetown isn't just a place to live — it's a lifestyle. Here's what draws people to this remarkable Colorado community.
Georgetown Mortgage FAQs
Common questions about buying a home in Georgetown.
Is Georgetown the most affordable mountain town on I-70?
Yes, Georgetown offers some of the lowest home prices along the I-70 mountain corridor, with averages around $550,000 — significantly less than Summit County or Eagle County while still providing genuine mountain living and easy Denver access.
How far is Georgetown from Denver?
Georgetown is approximately 45 miles west of Denver on I-70, making it roughly a 45-minute to 1-hour drive depending on traffic. It's one of the closest mountain communities to the metro area.
Can I buy a historic home in Georgetown?
Yes! Georgetown has many Victorian-era homes available, and we have experience financing historic properties. Some may require specialized inspections, but FHA and conventional loans are available.
Ready to Buy in Georgetown?
Contact Cedar Home Loans — your trusted Georgetown mortgage experts with nearly 30 years of Colorado experience.