Georgetown · Clear Creek County
Georgetown Home Loans & Mortgage Services
Conventional Loans, FHA Loans, VA Loans and more for buyers and owners in Georgetown, from a Colorado mortgage broker with offices in Boulder and Vail.
- 4.9 from 60+ Google reviews
- $1B+ funded
- 30+ years of experience
Life in Georgetown
Georgetown is one of Colorado's best-preserved Victorian mining towns — a living museum of silver-boom architecture perched at 8,530 feet in a narrow valley along Clear Creek. The entire downtown is a National Historic Landmark District, with over 200 Victorian-era structures lining the streets. The Georgetown Loop Railroad, a narrow-gauge scenic railway built in 1884, still carries passengers on a spectacular loop through the mountains. Guanella Pass, one of Colorado's most scenic mountain passes, departs directly from town and provides access to Mount Bierstadt, one of the state's most popular fourteener hikes. Georgetown Lake offers fishing and ice skating, while the surrounding mountains provide hiking, mountain biking, and backcountry skiing. The town is remarkably close to Denver — just 45 miles on I-70 — making it one of the most accessible mountain communities in Colorado. Loveland Ski Area is 12 miles west, and the Summit County resorts are just beyond Eisenhower Tunnel.
What draws buyers here
- National Historic Landmark District
- Georgetown Loop Railroad
- Guanella Pass and Mount Bierstadt access
- 45 minutes from Denver on I-70
- Over 200 Victorian-era buildings
- Most affordable I-70 mountain town
Owning property in Georgetown
Georgetown offers the most affordable genuine mountain-town living along the I-70 corridor. Average home prices around $550,000 provide access to a historic community with stunning scenery at a fraction of Summit County prices. The town's National Historic Landmark status protects its character while ensuring that the architectural heritage — which draws tourists and history enthusiasts — is permanently preserved. Georgetown's proximity to Denver (45 minutes on I-70) makes it viable for commuters and remote workers. Loveland Ski Area is a 15-minute drive, and Breckenridge and Keystone are accessible through the Eisenhower Tunnel. Cedar Home Loans offers conventional, FHA, and VA financing for Georgetown and Clear Creek County properties.
- County
- Clear Creek County
- Typical home price
- About $550,000
- Loans we arrange here
- Conventional Loans, FHA Loans, VA Loans, First-Time Buyer Programs
Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.
Georgetown neighborhoods
Historic Downtown
Upper Georgetown
Silver Plume
Georgetown mortgage questions
Yes, Georgetown offers some of the lowest home prices along the I-70 mountain corridor, with averages around $550,000 — significantly less than Summit County or Eagle County while still providing genuine mountain living and easy Denver access.
Georgetown is approximately 45 miles west of Denver on I-70, making it roughly a 45-minute to 1-hour drive depending on traffic. It's one of the closest mountain communities to the metro area.
Yes! Georgetown has many Victorian-era homes available, and we have experience financing historic properties. Some may require specialized inspections, but FHA and conventional loans are available.
Buying or refinancing in Georgetown?
Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.