Compare Loan Options
Find the perfect mortgage for your Colorado mountain property with our side-by-side comparison.
Understanding Your Options
Each loan type has unique advantages. Let us help you find the right fit.
Conventional
Traditional financing with competitive rates. Ideal for buyers with good credit and 5-20% down.
FHA Loans
Government-backed with low down payments. Great for first-time buyers with credit scores as low as 580.
VA Loans
Zero down payment for eligible veterans and active-duty military. No PMI required.
Refinancing
Lower your rate, shorten your term, or access equity. Multiple options available.
Key Factors to Consider
Interest Rates
Compare fixed vs. adjustable rates across loan types to find the best long-term value.
Down Payment
Options range from 0% (VA/USDA) to 3.5% (FHA) to 5-20% (conventional).
Credit Requirements
FHA allows 580+, conventional needs 620+, jumbo loans typically require 700+.
Loan Limits
Conforming limits vary by county. Jumbo loans cover amounts above the limit.
Serving Colorado Mountain Communities
We specialize in financing for Vail, Telluride, Breckenridge, and other premier mountain communities throughout Colorado.