Colorado Jumbo Loans
Financing luxury properties across Colorado. Competitive jumbo mortgage rates for homes in Vail, Aspen, Telluride, Boulder, Denver, and beyond.
Loan Amounts
Years Experience
Max Loan Size
Client Rating
Why Choose Cedar Home Loans for Jumbo Mortgages?
We specialize in jumbo loans for Colorado's luxury real estate market, with deep expertise in mountain property financing.
Competitive Rates
Jumbo rates often match or beat conforming loan rates for qualified borrowers.
Higher Loan Limits
Finance luxury properties up to $5 million or more in Colorado's premier markets.
Flexible Terms
Choose from fixed-rate, ARM, and interest-only options to match your goals.
Local Expertise
20+ years specializing in Colorado mountain property jumbo financing.
Jumbo Loan Options
We offer a variety of jumbo loan products to match your unique needs and financial goals.
Jumbo Fixed-Rate
15, 20, or 30-year fixed rates for payment stability
Jumbo ARM
5/1, 7/1, or 10/1 ARMs with lower initial rates
Interest-Only Jumbo
Lower payments with interest-only period options
Super Jumbo
Loans over $2 million for luxury estates
Second Home Jumbo
Vacation property financing in mountain communities
Jumbo Cash-Out Refinance
Access equity from your luxury property
Jumbo Loan Requirements
Typical requirements for Colorado jumbo loans. Requirements may vary based on loan amount and property type.
Credit Score
Minimum 700+ (higher scores get better rates)
Down Payment
10-20% depending on loan amount
Debt-to-Income
Generally under 43%
Cash Reserves
6-12 months of payments
Don't meet all requirements? Contact us - we have flexible options for qualified borrowers.
Colorado Markets We Serve
Frequently Asked Questions
Ready to Get Started?
Get pre-approved for a Colorado jumbo loan today. Our experts are ready to help you finance your dream home.