Tools
Mortgage calculators for Colorado buyers
Nine free calculators for Colorado buyers and owners, built on 2026 county loan limits. No sign-up.
Plan your budget
Work out a price range and the cash you'll need before you shop.
Home Affordability Calculator
Estimate a home price that fits your income, debts and down payment, including taxes, insurance and HOA.
OpenDebt-to-Income (DTI) Calculator
Add up your monthly debts against your income and see where your ratio lands against common lender limits.
OpenDown Payment Calculator
Compare the minimum down payment and cash to close for each loan type, based on your price, county and how you'll use the home.
OpenColorado Closing Cost Calculator
Estimate lender, title, recording and prepaid costs, plus your total cash to close, for a Colorado purchase.
OpenCompare payments and loans
Run the numbers on a specific home, a jumbo loan or a refinance.
Mortgage Payment Calculator
Monthly principal and interest for any price, down payment, rate and term.
OpenColorado Jumbo Loan Calculator
See whether your loan is jumbo in your county, what the payment looks like and how much down keeps it conforming.
OpenVacation Home Mortgage Calculator
Estimate the full monthly cost of a Colorado second home: mortgage, taxes, insurance, HOA and upkeep.
OpenRefinance Savings Calculator
Compare your current loan with a new rate and term, including closing costs, break-even and net savings.
Open2026 Colorado Loan Limits by County
Look up the 2026 conforming and FHA loan limits for all 64 Colorado counties.
OpenQuestions about our tools
The 2026 conforming limits come from the FHFA and the FHA limits from HUD, for all 64 Colorado counties. The jumbo, down payment and loan limit tools all use the same data.
They're estimates based on the numbers you enter. Your actual rate, payment and costs depend on your credit, down payment, property type and the loan program, so treat results as a starting point rather than a quote.
No. Every calculator is free, with no account, sign-up or personal information.
Yes. A pre-approval or a call with Andrew accounts for your credit, income, property type and county, which a calculator can't. Start a pre-approval online or call (303) 549-5277.
Want numbers for your actual scenario?
A pre-approval accounts for your credit, income and property, which a calculator can't. Start online, or call Andrew.