Tool coming soon
Colorado Loan Limit Lookup Tool by County
Will look up the 2026 conforming, FHA and VA limits for any Colorado county. It isn't live yet. Until it is, call and we'll run the numbers for your scenario.
This calculator is still being built
What it will cover
Quickly look up the conforming, FHA, and VA loan limit for any Colorado county with this interactive tool.
Why it matters for Colorado buyers
- Colorado has more high-cost counties than most states, with 10+ counties carrying loan limits above the national baseline.
- Knowing your county's conforming limit can save you from jumbo loan requirements and their higher qualification standards.
- FHA limits in Colorado's high-cost counties can be significantly higher than the national floor, expanding options for first-time buyers.
- Loan limits change annually—2026 limits reflect Colorado's continued home price appreciation, especially in mountain resort communities.
Frequently asked questions
It varies by county. In 2026 the single-family limit is $832,750 in most Colorado counties, $862,500 in the Denver metro, $879,750 in Boulder, $994,750 in San Miguel, $1,092,500 in Summit, $1,209,750 in Pitkin and Garfield, and $1,249,125 in Eagle. Loans above your county's limit are jumbo loans.
Counties where median home prices exceed the national baseline are designated as 'high-cost areas' and receive higher conforming loan limits. Colorado's mountain resort counties—including Eagle (Vail), Pitkin (Aspen), Summit (Breckenridge), and San Miguel (Telluride)—typically qualify for the highest limits.
Loans exceeding the conforming limit for your county are classified as jumbo loans. Jumbo loans often require higher down payments (10%–20%), higher credit scores (700+), and may have slightly different interest rates. Cedar Home Loans specializes in jumbo mortgages for Colorado mountain properties.
Yes, FHA loan limits are separate from conforming limits but also vary by county. 2026 FHA limits in Colorado range from $541,287 to $1,249,125 depending on the county.
Want these numbers for your scenario?
Start a pre-approval online, or call Andrew and he'll walk through the math with you.