Is Glenwood Springs more affordable than Aspen?

Significantly. Glenwood Springs average home prices around $700,000 are a fraction of Aspen's $5 million average. Many residents live in Glenwood and commute upvalley for the best of both worlds.

Do you offer FHA loans in Glenwood Springs?

Yes! FHA loans with as little as 3.5% down are available for primary residences in Glenwood Springs and Garfield County. We also offer CHFA down payment assistance for qualifying buyers.

What's the commute from Glenwood to Aspen?

The drive from Glenwood Springs to Aspen is approximately 40 miles along the scenic Highway 82, typically taking 45-60 minutes. RFTA bus service also connects the communities.

Aerial view of Glenwood Springs and the Colorado River in its green canyon

Glenwood Springs · Garfield County

Glenwood Springs Home Loans & Mortgage Services

Name: Cedar Home Loans - Glenwood Springs
Address: 2940 Basingdale Blvd UNIT 3, Glenwood Springs, CO, 81601, US
Telephone: (303) 549-5277
Price range: $$

Home loans for buyers and owners in Glenwood Springs, from a Colorado mortgage broker with offices in Boulder, Vail and Telluride.

Get pre-approved Call usCall (303) 549-5277

4.9 from 60+ Google reviews
$1B+ funded
30+ years of experience
Top 1% of UWM loan officers (2025)

Life in Glenwood Springs

Glenwood Springs sits at the spectacular confluence of the Colorado and Roaring Fork rivers, surrounded by dramatic canyon walls and blessed with natural hot springs that have drawn visitors for over a century. The Glenwood Hot Springs Pool — the world's largest hot springs pool — anchors the town, while the newer Iron Mountain Hot Springs offers a more intimate soaking experience along the river.

What draws buyers here

World's largest hot springs pool
Confluence of two major rivers
Gateway to Roaring Fork Valley
Glenwood Caverns Adventure Park
Sunlight Mountain ski area
Glenwood Canyon recreation

Owning property in Glenwood Springs

Glenwood Springs offers genuine mountain-town living at a fraction of upvalley prices. Average home prices around $700,000 buy you access to the same Roaring Fork Valley that commands $5 million+ in Aspen — and many Glenwood residents commute upvalley for work while enjoying a more affordable and authentic community at home.

County: Garfield County
Typical home price (approx.): About $700,000
Loans we arrange here: Conventional loans, FHA loans, VA loans, First-Time buyer programs

Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.

Glenwood Springs neighborhoods

Downtown Glenwood

Walkable town center with shops, restaurants, and hot springs access.

South Glenwood

Residential neighborhoods with Colorado River views.

West Glenwood

Growing area with newer homes and mountain access.

Glenwood Springs mortgage questions

Still have questions?

Ask Andrew directly — no call center.

(303) 549-5277

Loan programs

Buying or refinancing in Glenwood Springs?

Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.