Glenwood Springs · Garfield County
Glenwood Springs Home Loans & Mortgage Services
Conventional Loans, FHA Loans, VA Loans and more for buyers and owners in Glenwood Springs, from a Colorado mortgage broker with offices in Boulder and Vail.
- 4.9 from 60+ Google reviews
- $1B+ funded
- 30+ years of experience
Life in Glenwood Springs
Glenwood Springs sits at the spectacular confluence of the Colorado and Roaring Fork rivers, surrounded by dramatic canyon walls and blessed with natural hot springs that have drawn visitors for over a century. The Glenwood Hot Springs Pool — the world's largest hot springs pool — anchors the town, while the newer Iron Mountain Hot Springs offers a more intimate soaking experience along the river. Downtown Glenwood is walkable, lively, and real — independent restaurants, brew pubs, and shops serve a year-round local community rather than a seasonal tourist crowd. Glenwood Caverns Adventure Park perches atop Iron Mountain with thrill rides, cave tours, and panoramic views. The town serves as the western gateway to the Roaring Fork Valley, with Aspen just 40 miles upvalley. Sunlight Mountain ski resort provides affordable, family-friendly skiing just 10 miles from town. Biking the Glenwood Canyon path along the Colorado River is a bucket-list Colorado experience.
What draws buyers here
- World's largest hot springs pool
- Confluence of two major rivers
- Gateway to Roaring Fork Valley
- Glenwood Caverns Adventure Park
- Sunlight Mountain ski area
- Glenwood Canyon recreation
Owning property in Glenwood Springs
Glenwood Springs offers genuine mountain-town living at a fraction of upvalley prices. Average home prices around $700,000 buy you access to the same Roaring Fork Valley that commands $5 million+ in Aspen — and many Glenwood residents commute upvalley for work while enjoying a more affordable and authentic community at home. The town's economy is diversified with healthcare, tourism, retail, and government, providing stability that purely resort-dependent towns lack. The hot springs tourism draws consistent visitor traffic that supports short-term rental demand. Cedar Home Loans offers conventional, FHA, VA, and first-time buyer financing for Glenwood Springs and Garfield County properties.
- County
- Garfield County
- Typical home price
- About $700,000
- Loans we arrange here
- Conventional Loans, FHA Loans, VA Loans, First-Time Buyer Programs
Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.
Glenwood Springs neighborhoods
Downtown Glenwood
South Glenwood
West Glenwood
Glenwood Springs mortgage questions
Significantly. Glenwood Springs average home prices around $700,000 are a fraction of Aspen's $5 million average. Many residents live in Glenwood and commute upvalley for the best of both worlds.
Yes! FHA loans with as little as 3.5% down are available for primary residences in Glenwood Springs and Garfield County. We also offer CHFA down payment assistance for qualifying buyers.
The drive from Glenwood Springs to Aspen is approximately 40 miles along the scenic Highway 82, typically taking 45-60 minutes. RFTA bus service also connects the communities.
Buying or refinancing in Glenwood Springs?
Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.