Silverthorne · Summit County
Silverthorne Home Loans & Mortgage Services
Conventional Loans, FHA Loans, VA Loans and more for buyers and owners in Silverthorne, from a Colorado mortgage broker with offices in Boulder and Vail.
- 4.9 from 60+ Google reviews
- $1B+ funded
- 30+ years of experience
Life in Silverthorne
Silverthorne is Summit County's practical heart — a mountain town that balances outdoor adventure with everyday convenience. The Silverthorne Outlets and surrounding commercial district provide shopping and services that other mountain towns lack, while the Blue River running through town offers world-class fly fishing steps from Main Street. Dillon Reservoir is minutes away for boating and paddleboarding, and five major ski resorts (Keystone, A-Basin, Breckenridge, Copper Mountain, and Vail) are all within a 30-minute drive. The Eagles Nest Wilderness area provides dramatic alpine hiking directly from town. Silverthorne has grown into a genuine year-round community with excellent restaurants, breweries, and a performing arts center.
What draws buyers here
- Outlet shopping destination
- Blue River recreation
- Access to multiple ski resorts
- More affordable housing options
- Strong year-round community
- Excellent hiking and fishing
Owning property in Silverthorne
Silverthorne offers the most accessible entry point into Summit County mountain real estate. With average home prices around $900,000, it's significantly more affordable than Breckenridge or Keystone while offering the same — or better — access to skiing and outdoor recreation. The town's commercial infrastructure makes it practical for full-time living, and its central I-70 location means easy Denver commutes. For investors, Silverthorne's lower price point and multi-resort access create strong rental yields relative to purchase price. Cedar Home Loans offers conventional, FHA, and VA financing for Silverthorne properties.
- County
- Summit County
- Typical home price
- About $900,000
- Loans we arrange here
- Conventional Loans, FHA Loans, VA Loans, Second Home Mortgages
Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.
Silverthorne neighborhoods
Downtown Silverthorne
Wildernest
Eagles Nest
Silverthorne mortgage questions
Yes, Silverthorne generally offers more affordable options while still providing easy access to skiing and outdoor recreation.
Silverthorne has a mix of condos, townhomes, and single-family homes, with options for various budgets.
Yes! We offer VA loans for eligible veterans looking to purchase in Silverthorne and Summit County.
Buying or refinancing in Silverthorne?
Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.