Dillon · Summit County
Dillon Home Loans & Mortgage Services
Conventional Loans, FHA Loans, Second Home Mortgages and more for buyers and owners in Dillon, from a Colorado mortgage broker with offices in Boulder and Vail.
- 4.9 from 60+ Google reviews
- $1B+ funded
- 30+ years of experience
Life in Dillon
Dillon is Summit County's lakeside gem — a compact mountain town perched on the shores of Dillon Reservoir at 9,111 feet above sea level. The reservoir itself is Colorado's highest deep-water sailing lake, surrounded by mountain peaks and offering sailing, kayaking, paddleboarding, and fishing throughout summer. The Dillon Marina and Amphitheater host events, concerts, and a popular Friday farmers' market. The town's central location provides quick access to Keystone (10 minutes), Breckenridge (20 minutes), Copper Mountain (15 minutes), and A-Basin (20 minutes), making it a multi-resort basecamp. The paved Summit County recreation path connects Dillon to Frisco, Silverthorne, and beyond for biking and walking. In winter, the frozen reservoir becomes a vast playground for ice fishing and cross-country skiing. Dillon's small size creates a genuine community atmosphere where neighbors know each other and local businesses thrive.
What draws buyers here
- Dillon Reservoir waterfront
- Colorado's highest deep-water sailing lake
- Central access to 4+ ski resorts
- Marina and amphitheater events
- Summit County recreation path
- Genuine mountain community
Owning property in Dillon
Dillon offers some of Summit County's best lakeside value, with average home prices around $800,000. The town's reservoir-front location is unique in the county — waterfront and water-view properties command premium prices but remain more accessible than equivalent properties in Breckenridge or Keystone. Dillon's central Summit County position provides optimal multi-resort access, making rental properties attractive to a wide range of visitors. The town's ongoing investment in the marina district and downtown area adds amenities and property value. Cedar Home Loans offers conventional, FHA, and second home financing for Dillon properties.
- County
- Summit County
- Typical home price
- About $800,000
- Loans we arrange here
- Conventional Loans, FHA Loans, Second Home Mortgages, Investment Property Loans
Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.
Dillon neighborhoods
Dillon Marina District
Lake Dillon Condos
Dillon Valley
Dillon mortgage questions
Yes, Dillon's average home prices around $800,000 are significantly lower than Breckenridge ($1.8 million) while offering easy 20-minute access to Breckenridge skiing plus three other nearby resorts.
Dillon sits on the shores of Colorado's highest deep-water sailing lake and is centrally located between four major ski resorts — Keystone, Breckenridge, Copper Mountain, and A-Basin — all within 20 minutes.
Yes! We have experience financing waterfront and water-view properties around Dillon Reservoir. These properties may require specialized appraisals, which we're well-equipped to handle.

Buying or refinancing in Dillon?
Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.