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Snow-capped peaks above morning mist on Dillon Reservoir

Dillon · Summit County

Dillon Home Loans & Mortgage Services

Conventional Loans, FHA Loans, Second Home Mortgages and more for buyers and owners in Dillon, from a Colorado mortgage broker with offices in Boulder and Vail.

  • 4.9 from 60+ Google reviews
  • $1B+ funded
  • 30+ years of experience

Life in Dillon

Dillon is Summit County's lakeside gem — a compact mountain town perched on the shores of Dillon Reservoir at 9,111 feet above sea level. The reservoir itself is Colorado's highest deep-water sailing lake, surrounded by mountain peaks and offering sailing, kayaking, paddleboarding, and fishing throughout summer. The Dillon Marina and Amphitheater host events, concerts, and a popular Friday farmers' market. The town's central location provides quick access to Keystone (10 minutes), Breckenridge (20 minutes), Copper Mountain (15 minutes), and A-Basin (20 minutes), making it a multi-resort basecamp. The paved Summit County recreation path connects Dillon to Frisco, Silverthorne, and beyond for biking and walking. In winter, the frozen reservoir becomes a vast playground for ice fishing and cross-country skiing. Dillon's small size creates a genuine community atmosphere where neighbors know each other and local businesses thrive.

What draws buyers here

  • Dillon Reservoir waterfront
  • Colorado's highest deep-water sailing lake
  • Central access to 4+ ski resorts
  • Marina and amphitheater events
  • Summit County recreation path
  • Genuine mountain community

Owning property in Dillon

Dillon offers some of Summit County's best lakeside value, with average home prices around $800,000. The town's reservoir-front location is unique in the county — waterfront and water-view properties command premium prices but remain more accessible than equivalent properties in Breckenridge or Keystone. Dillon's central Summit County position provides optimal multi-resort access, making rental properties attractive to a wide range of visitors. The town's ongoing investment in the marina district and downtown area adds amenities and property value. Cedar Home Loans offers conventional, FHA, and second home financing for Dillon properties.

County
Summit County
Typical home price
About $800,000
Loans we arrange here
Conventional Loans, FHA Loans, Second Home Mortgages, Investment Property Loans

Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.

Dillon neighborhoods

Dillon Marina District

Waterfront area with reservoir views and town amenities.

Lake Dillon Condos

Affordable condos with lake and mountain views.

Dillon Valley

Residential area east of town with mountain access.

Dillon mortgage questions

Buying or refinancing in Dillon?

Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.