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6 articles from Cedar Home Loans on mortgage news.
As of August 3, 2026, the streamlined 'limited review' that roughly 40% of condo loans relied on is gone — every established condo project now gets a full review. At the same time, insurance requirements got cheaper and reserve requirements are going up. Here's what it all means if you're buying or selling a Colorado condo.
Governor Polis just laid out a plan to drop Colorado homeowners insurance costs by up to $800 a year. That doesn't only matter at renewal time — it changes mortgage qualification math for Colorado buyers right now.
The Fed kept its benchmark rate at 4.25% to 4.50% in late April. Mortgage rates kept drifting lower anyway — Freddie Mac's 30-year hit 6.36% on May 14. Here's what that disconnect means for Colorado borrowers right now.
Tariffs on lumber, steel, and aluminum are adding an estimated $10,900+ per new home in Colorado. Here's how that affects buyers, builders, and the market — and what you can do about it.
After briefly dipping below 6% in February, mortgage rates have surged to a seven-month high. Here's exactly why it happened, what's driving the 10-year Treasury, and what Colorado buyers should do this spring.
FHFA just announced insurance-rule changes for Fannie Mae and Freddie Mac loans that could make roofs, condos, and rural properties easier to finance. Here's what changed and what Colorado buyers should do next.
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