Durango · La Plata County
Durango Home Loans & Mortgage Services
Jumbo Loans, Conventional Loans, Second Home Mortgages and more for buyers and owners in Durango, from a Colorado mortgage broker with offices in Boulder and Vail.
- 4.9 from 60+ Google reviews
- $1B+ funded
- 30+ years of experience
Life in Durango
Durango is where the Old West meets outdoor adventure in spectacular fashion. The historic Durango & Silverton Narrow Gauge Railroad — a working 1882 steam train — winds through the Animas River gorge, connecting Durango to the high-country mining town of Silverton. Downtown Durango's Main Avenue is lined with Victorian buildings housing galleries, bookstores, and restaurants that punch well above their weight. Purgatory Resort provides 1,635 acres of skiing just 25 miles north, while the San Juan National Forest surrounds the town with millions of acres of wilderness. The Animas River running through downtown offers kayaking and tubing in summer, and Fort Lewis College adds a youthful energy to the community. Durango feels like a mountain town that time forgot — in the best possible way.
What draws buyers here
- Historic Durango & Silverton Railroad
- Purgatory ski resort
- San Juan National Forest
- Fort Lewis College
- Animas River recreation
- Vibrant arts and culture scene
Owning property in Durango
Durango represents a compelling blend of lifestyle and value in Southwest Colorado. Average home prices around $750,000 offer genuine mountain-town living at a fraction of what comparable properties cost in Aspen or Telluride. The short-term rental market is strong and growing, driven by the railroad tourism, Purgatory skiing, and Mesa Verde National Park nearby. Durango's economy is more diversified than most resort towns, with healthcare, education, and tourism providing stability. The surrounding Animas Valley offers larger properties and acreage for those seeking rural mountain living. Cedar Home Loans offers jumbo, conventional, second home, and construction financing for Durango and La Plata County properties.
- County
- La Plata County
- Typical home price
- About $750,000
- Loans we arrange here
- Jumbo Loans, Conventional Loans, Second Home Mortgages, Construction Loans
Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.
Durango neighborhoods
Historic Downtown
Animas Valley
Purgatory
Durango mortgage questions
Yes! Durango is a popular second home destination and we specialize in vacation property financing.
Absolutely! We have experience financing condos and homes near Purgatory with ski-in/ski-out access.
Yes, Cedar Home Loans serves all of La Plata County including Durango, Bayfield, and the surrounding areas.
Buying or refinancing in Durango?
Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.