Crested Butte · Gunnison County
Crested Butte Home Loans & Mortgage Services
Home loans for buyers and owners in Crested Butte, from a Colorado mortgage broker with offices in Boulder, Vail and Telluride.
- 4.9 from 60+ Google reviews
- $1B+ funded
- 30+ years of experience
- Top 1% of UWM loan officers (2025)
Life in Crested Butte
Crested Butte is Colorado's last great ski town — a claim that feels more earned than marketed. The historic downtown, a National Historic District, is a riot of color: brightly painted Victorian miners' cottages line Elk Avenue, housing independent coffee shops, bookstores, and restaurants that prioritize local ingredients over pretense.
What draws buyers here
- Colorado's last great ski town
- National Historic District downtown
- World-class extreme ski terrain
- Legendary wildflower season
- Bucket-list mountain biking trails
- Tight-knit authentic community
Owning property in Crested Butte
Crested Butte's geographic isolation is both its charm and its investment thesis. With only one road in and strict development controls, the town's housing supply is naturally limited. Average home prices around $1.2 million remain below comparable resort towns while offering a lifestyle many consider superior.
- County
- Gunnison County
- Typical home price (approx.)
- About $1,200,000
- Loans we arrange here
- Jumbo loans, Conventional loans, Second home mortgages, Construction loans
Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.
Crested Butte neighborhoods
Historic Elk Avenue
Mt. Crested Butte
Skyland
Crested Butte mortgage questions
The average home price in Crested Butte is approximately $1.2 million. Historic downtown properties and ski-in/ski-out condos at Mt. Crested Butte command premium prices, while the town of Gunnison (30 minutes south) offers more affordable options.
Crested Butte's limited housing supply, Vail Resorts investment in the ski area, and growing national recognition make it an increasingly compelling investment. Short-term rental income is strong, and the town's unique character attracts a loyal following.
Yes! We specialize in second home financing for Crested Butte and Gunnison County. Second home loans typically require 10-20% down.
Buying or refinancing in Crested Butte?
Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.