Longmont Home Loans & Mortgage Services
Life in Longmont, Colorado
Longmont is Boulder County's rising star — a city that has transformed from a quiet agricultural center into a vibrant community with its own distinct identity. The revitalized downtown along Main Street is the centerpiece, featuring a remarkable concentration of craft breweries (Wibby Brewing, Left Hand Brewing, 300 Suns, and more), farm-to-table restaurants, and independent shops. The city's commitment to local food is evident in the thriving farmers' market and the numerous farm-to-fork dining options. Union Reservoir provides a 740-acre recreation area with swimming, boating, and fishing, while the St. Vrain Greenway trail system connects parks and open spaces throughout the city. Longmont's municipal fiber optic internet (NextLight) offers symmetrical gigabit speeds at competitive prices — a rare amenity that has attracted remote workers and tech companies. The city sits in a sweet spot: 15 minutes from Boulder, 45 minutes from Denver, and within view of the Rocky Mountain front range.
- Thriving craft brewery scene
- Revitalized downtown Main Street
- Municipal gigabit fiber internet
- Union Reservoir recreation
Why Own Property in Longmont?
Longmont offers the best value in Boulder County, with average home prices around $550,000 — less than half of Boulder's average. The city's ongoing downtown renaissance, NextLight fiber internet, and growing employer base (including Seagate, Xilinx, and numerous tech startups) create strong demand. The St. Vrain Valley School District is well-regarded, and the city's cultural programming punches above its weight with the Longmont Museum, Firehouse Art Center, and a packed events calendar. Longmont's housing stock spans from affordable starter homes to luxury properties, providing options for every buyer. Cedar Home Loans offers conventional, FHA, VA, and first-time buyer financing across Longmont.
Longmont Mortgage Options
Financing solutions tailored to Longmont's unique real estate market.
Interested in Longmont? Let's Talk.
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Popular Longmont Neighborhoods
Explore the diverse communities that make Longmont special.
Downtown Longmont
Revitalized Main Street with breweries, restaurants, and shops.
Explore financing optionsProspect
New urbanist community with walkable streets and diverse architecture.
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What Makes Longmont Special
Longmont isn't just a place to live — it's a lifestyle. Here's what draws people to this remarkable Colorado community.
Longmont Mortgage FAQs
Common questions about buying a home in Longmont.
Is Longmont more affordable than Boulder?
Yes, Longmont's average home price of $550,000 is less than half of Boulder's $1.2 million average, making it the best value in Boulder County. Longmont is just 15 minutes from Boulder, offering easy commuting access.
What is NextLight fiber internet?
NextLight is Longmont's municipal fiber optic internet service, offering symmetrical gigabit speeds at competitive prices. It's one of the fastest and most affordable internet services in Colorado, making Longmont especially attractive for remote workers and tech professionals.
Do you offer first-time buyer programs in Longmont?
Yes! Longmont's affordable price point makes first-time buyer programs especially effective. We offer FHA loans (3.5% down), conventional loans with 3% down, and CHFA down payment assistance for qualifying buyers.
What's the craft beer scene like in Longmont?
Longmont is one of Colorado's top craft beer destinations, home to Left Hand Brewing, Wibby Brewing, 300 Suns, Bootstrap Brewing, and more. The downtown brewery scene has been a major driver of the city's revitalization and community culture.
Ready to Buy in Longmont?
Contact Cedar Home Loans — your trusted Longmont mortgage experts with nearly 30 years of Colorado experience.