Lafayette · Boulder County
Lafayette Home Loans & Mortgage Services
Home loans for buyers and owners in Lafayette, from a Colorado mortgage broker with offices in Boulder, Vail and Telluride.
- 4.9 from 60+ Google reviews
- $1B+ funded
- 30+ years of experience
- Top 1% of UWM loan officers (2025)
Life in Lafayette
Lafayette has quietly become one of the Front Range's most desirable communities. Old Town Lafayette's Main Street has blossomed into a dining destination, with restaurants spanning cuisines from Vietnamese to Cajun to farm-to-table American — a diversity rare in Boulder County.
What draws buyers here
- Diverse and vibrant dining scene
- Historic Old Town character
- Waneka Lake recreation
- Boulder Valley School District
- Growing arts community
- Great value in Boulder County
Owning property in Lafayette
Lafayette is one of Boulder County's best values, with average home prices around $600,000 — roughly half of Boulder's average while sharing the same excellent school district. The town's growing dining and arts scene is increasing its independent identity and property values. Lafayette's east-side location provides easy commuting to both Boulder tech campuses and Denver's employment centers.
- County
- Boulder County
- Typical home price (approx.)
- About $600,000
- Loans we arrange here
- Conventional loans, FHA loans, VA loans, First-Time buyer programs
Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.
Lafayette neighborhoods
Old Town Lafayette
Indian Peaks
Waneka Lake Area
Lafayette mortgage questions
Yes, Lafayette's average home price of $600,000 is about half of Boulder's average, while offering the same Boulder Valley School District and easy access to Boulder's amenities just 8 miles away.
Lafayette has one of the most diverse restaurant scenes on the Front Range, with cuisines spanning Vietnamese, Cajun, Mexican, Japanese, and farm-to-table American — a culinary diversity unusual for a town its size.
Yes! Lafayette's price point is ideal for first-time buyers. We offer FHA loans (3.5% down), conventional loans with 3% down, and CHFA down payment assistance — a grant of up to 3%, or a deferred second mortgage of up to 4%, of the first mortgage amount (capped at $25,000).
Buying or refinancing in Lafayette?
Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.