Lafayette Home Loans & Mortgage Services
Life in Lafayette, Colorado
Lafayette has quietly become one of the Front Range's most desirable communities. Old Town Lafayette's Main Street has blossomed into a dining destination, with restaurants spanning cuisines from Vietnamese to Cajun to farm-to-table American — a diversity rare in Boulder County. The town retains its coal-mining heritage through historic buildings and community celebrations, but has evolved into a bedroom community that attracts families, young professionals, and creatives priced out of Boulder. Waneka Lake Park provides a beautiful outdoor gathering space with a lake, trails, and playgrounds. Lafayette's location offers easy access to Boulder (8 miles), Denver (25 miles), and the mountains beyond. The community's arts scene is growing, with galleries, studios, and public art adding vibrancy to the town center. Excellent schools in the Boulder Valley School District and a strong sense of neighborliness round out Lafayette's appeal.
- Diverse and vibrant dining scene
- Historic Old Town character
- Waneka Lake recreation
- Boulder Valley School District
Why Own Property in Lafayette?
Lafayette is one of Boulder County's best values, with average home prices around $600,000 — roughly half of Boulder's average while sharing the same excellent school district. The town's growing dining and arts scene is increasing its independent identity and property values. Lafayette's east-side location provides easy commuting to both Boulder tech campuses and Denver's employment centers. New development along the US-287 corridor adds modern housing options alongside established neighborhoods. For first-time buyers, Lafayette's price point makes Boulder County homeownership achievable with FHA loans and CHFA assistance. Cedar Home Loans serves Lafayette with conventional, FHA, VA, and first-time buyer financing.
Lafayette Mortgage Options
Financing solutions tailored to Lafayette's unique real estate market.
Interested in Lafayette? Let's Talk.
Get pre-approved in 24-48 hours. Our Lafayette lending experts are ready to help.
Popular Lafayette Neighborhoods
Explore the diverse communities that make Lafayette special.
Old Town Lafayette
Historic downtown with restaurants, shops, and community events.
Explore financing options
What Makes Lafayette Special
Lafayette isn't just a place to live — it's a lifestyle. Here's what draws people to this remarkable Colorado community.
Lafayette Mortgage FAQs
Common questions about buying a home in Lafayette.
Is Lafayette more affordable than Boulder?
Yes, Lafayette's average home price of $600,000 is about half of Boulder's average, while offering the same Boulder Valley School District and easy access to Boulder's amenities just 8 miles away.
What makes Lafayette's dining scene special?
Lafayette has one of the most diverse restaurant scenes on the Front Range, with cuisines spanning Vietnamese, Cajun, Mexican, Japanese, and farm-to-table American — a culinary diversity unusual for a town its size.
Do you offer first-time buyer programs in Lafayette?
Yes! Lafayette's price point is ideal for first-time buyers. We offer FHA loans (3.5% down), conventional loans with 3% down, and CHFA down payment assistance that can provide up to 4% of the purchase price.
Ready to Buy in Lafayette?
Contact Cedar Home Loans — your trusted Lafayette mortgage experts with nearly 30 years of Colorado experience.