Lafayette · Boulder County
Lafayette Home Loans & Mortgage Services
Conventional Loans, FHA Loans, VA Loans and more for buyers and owners in Lafayette, from a Colorado mortgage broker with offices in Boulder and Vail.
- 4.9 from 60+ Google reviews
- $1B+ funded
- 30+ years of experience
Life in Lafayette
Lafayette has quietly become one of the Front Range's most desirable communities. Old Town Lafayette's Main Street has blossomed into a dining destination, with restaurants spanning cuisines from Vietnamese to Cajun to farm-to-table American — a diversity rare in Boulder County. The town retains its coal-mining heritage through historic buildings and community celebrations, but has evolved into a bedroom community that attracts families, young professionals, and creatives priced out of Boulder. Waneka Lake Park provides a beautiful outdoor gathering space with a lake, trails, and playgrounds. Lafayette's location offers easy access to Boulder (8 miles), Denver (25 miles), and the mountains beyond. The community's arts scene is growing, with galleries, studios, and public art adding vibrancy to the town center. Excellent schools in the Boulder Valley School District and a strong sense of neighborliness round out Lafayette's appeal.
What draws buyers here
- Diverse and vibrant dining scene
- Historic Old Town character
- Waneka Lake recreation
- Boulder Valley School District
- Growing arts community
- Great value in Boulder County
Owning property in Lafayette
Lafayette is one of Boulder County's best values, with average home prices around $600,000 — roughly half of Boulder's average while sharing the same excellent school district. The town's growing dining and arts scene is increasing its independent identity and property values. Lafayette's east-side location provides easy commuting to both Boulder tech campuses and Denver's employment centers. New development along the US-287 corridor adds modern housing options alongside established neighborhoods. For first-time buyers, Lafayette's price point makes Boulder County homeownership achievable with FHA loans and CHFA assistance. Cedar Home Loans serves Lafayette with conventional, FHA, VA, and first-time buyer financing.
- County
- Boulder County
- Typical home price
- About $600,000
- Loans we arrange here
- Conventional Loans, FHA Loans, VA Loans, First-Time Buyer Programs
Prices are approximate and change with the market. Loan limits vary by county; see Colorado loan limits by county.
Lafayette neighborhoods
Old Town Lafayette
Indian Peaks
Waneka Lake Area
Lafayette mortgage questions
Yes, Lafayette's average home price of $600,000 is about half of Boulder's average, while offering the same Boulder Valley School District and easy access to Boulder's amenities just 8 miles away.
Lafayette has one of the most diverse restaurant scenes on the Front Range, with cuisines spanning Vietnamese, Cajun, Mexican, Japanese, and farm-to-table American — a culinary diversity unusual for a town its size.
Yes! Lafayette's price point is ideal for first-time buyers. We offer FHA loans (3.5% down), conventional loans with 3% down, and CHFA down payment assistance — a grant of up to 3%, or a deferred second mortgage of up to 4%, of the first mortgage amount (capped at $25,000).
Buying or refinancing in Lafayette?
Get pre-approved online, or call Andrew. He has 30+ years of experience financing Colorado homes.