Understanding Jumbo Loans
When purchasing luxury real estate in Vail, Aspen, or Telluride, standard loans won't cover the price. That's where jumbo loans come in.
What is a Jumbo Loan?
A jumbo loan exceeds the conforming limit of $766,550 in 2025.
Requirements
- Credit Score: 700+, ideally 740+
- Down Payment: 20-30%
- Debt-to-Income: Under 43%
- Cash Reserves: 6-12 months
Options We Offer
- Traditional Jumbo
- Super Jumbo (over $2M)
- Interest-Only Jumbo
- ARM Jumbo
Contact Cedar Home Loans for competitive jumbo rates.
