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Cedar Home Loan Blog

Expert insights on mortgage trends, homebuying tips, and Colorado mountain property financing

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2026 Conforming Loan Limits in Colorado: What Buyers Need to Know
February 5, 2026Mortgage Guides
2026 Conforming Loan Limits in Colorado: What Buyers Need to Know
The FHFA raised conforming loan limits again for 2026. Here's what that means for Colorado homebuyers—especially in high-cost mountain markets where jumbo financing has been the norm.
Read Full Article
Colorado's ADU Laws in 2026: What Homeowners and Investors Should Know
February 4, 2026Homeowner Tips
Colorado's ADU Laws in 2026: What Homeowners and Investors Should Know
Colorado's accessory dwelling unit legislation is now in full effect across the state. Learn how ADUs impact property values, financing options, and what it takes to build one in mountain communities.
Read Full Article
Mortgage Rate Outlook for Spring 2026: What Colorado Buyers Should Expect
February 3, 2026Market Updates
Mortgage Rate Outlook for Spring 2026: What Colorado Buyers Should Expect
With the Fed holding rates steady and spring buying season approaching, here's what Colorado homebuyers can expect for mortgage rates in the months ahead—and strategies to lock in the best deal.
Read Full Article

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2026 Conforming Loan Limits in Colorado: What Buyers Need to Know
February 5, 2026
7 min read
Mortgage Guides
2026 Conforming Loan Limits in Colorado: What Buyers Need to Know
The FHFA raised conforming loan limits again for 2026. Here's what that means for Colorado homebuyers—especially in high-cost mountain markets where jumbo financing has been the norm.
Andrew McBryan
Read More
Colorado's ADU Laws in 2026: What Homeowners and Investors Should Know
February 4, 2026
8 min read
Homeowner Tips
Colorado's ADU Laws in 2026: What Homeowners and Investors Should Know
Colorado's accessory dwelling unit legislation is now in full effect across the state. Learn how ADUs impact property values, financing options, and what it takes to build one in mountain communities.
Andrew McBryan
Read More
Mortgage Rate Outlook for Spring 2026: What Colorado Buyers Should Expect
February 3, 2026
6 min read
Market Updates
Mortgage Rate Outlook for Spring 2026: What Colorado Buyers Should Expect
With the Fed holding rates steady and spring buying season approaching, here's what Colorado homebuyers can expect for mortgage rates in the months ahead—and strategies to lock in the best deal.
Andrew McBryan
Read More
Wildfire Mitigation and Home Insurance in Colorado: 2026 Update
February 2, 2026
7 min read
Homeowner Tips
Wildfire Mitigation and Home Insurance in Colorado: 2026 Update
Wildfire risk is a growing factor in Colorado mountain home financing. New mitigation requirements, shifting insurance markets, and lender guidelines are reshaping what buyers need to know before purchasing.
Andrew McBryan
Read More
Colorado Short-Term Rental Regulations in 2026: A Guide for Mountain Property Investors
January 30, 2026
8 min read
Investment
Colorado Short-Term Rental Regulations in 2026: A Guide for Mountain Property Investors
Colorado mountain towns have been aggressively regulating short-term rentals. If you're buying a mountain property with rental income in mind, here's the 2026 regulatory landscape you need to understand.
Andrew McBryan
Read More
First-Time Homebuyer Programs in Colorado for 2026: Every Assistance Option Available
January 28, 2026
9 min read
First-Time Buyers
First-Time Homebuyer Programs in Colorado for 2026: Every Assistance Option Available
Colorado offers a robust set of down payment assistance and first-time buyer programs for 2026. Here's every option available—from CHFA loans to local mountain community workforce housing programs.
Andrew McBryan
Read More

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