Cedar Home Loans Blog

Freddie Mac's 30-year average slipped to 6.67% this week — the first decline in six weeks. At the same time, futures markets are pricing better-than-even odds the Fed raises rates in September. Here's how to read the disconnect and what it means for your Colorado purchase or refinance.

A weak snow year flipped the script in Colorado's resort markets: agents are reporting summer — not winter — as the season pulling in second-home buyers. With new listings down sharply in Summit, Pitkin, Routt, and San Miguel counties, here's what buyers need to know about the market and the financing.

As of August 3, 2026, the streamlined 'limited review' that roughly 40% of condo loans relied on is gone — every established condo project now gets a full review. At the same time, insurance requirements got cheaper and reserve requirements are going up. Here's what it all means if you're buying or selling a Colorado condo.