Cedar Home Loan Blog

FHFA just announced insurance-rule changes for Fannie Mae and Freddie Mac loans that could make roofs, condos, and rural properties easier to finance. Here's what changed and what Colorado buyers should do next.

With 30-year rates hovering near 6.1%, refinance activity has jumped sharply. Here's who should actually look at a refi in Colorado and how to tell whether the savings are real.

ICE says affordability reached its best level in four years after January's rate drop. That sounds great, but buyers in Colorado still need to understand what improved, what didn't, and where the real opportunity is.

Optimal Blue and MBA data both point to the same trend: buyers are coming back as rates ease. Here's what rising purchase locks, stronger applications, and more ARM activity could mean for Colorado's spring market.

Fannie Mae expects mortgage rates to ease through 2026 and refinance activity to rise sharply. Here's what the forecast says about rates, sales, supply, and what Colorado buyers should actually expect.

Recent reporting on a new AI underwriting tool made a big claim: a mortgage decision in 47 seconds. Here's what those articles actually described, what part of the process is being sped up, and what borrowers still need to understand.