# Cedar Home Loans

> Colorado's trusted mortgage lender specializing in home purchase loans, refinancing, jumbo loans, and mountain property financing across Vail, Telluride, Boulder, Denver, Breckenridge, and Steamboat Springs. NMLS #1953497.

## About Cedar Home Loans
- [About Us](https://www.cedarhomeloan.com/about): Cedar Home Loans is a Colorado-based mortgage company led by Andrew McBryan (Senior Loan Officer, NMLS #2028837). We specialize in mountain property financing, first-time buyer programs, and jumbo loans. Located at 220 E Colorado Ave Suite #200, Telluride, CO 81435. Phone: (970) 368-6135.

## Services
- [Home Purchase Loans](https://www.cedarhomeloan.com/services/home-purchase): Conventional, FHA, VA, and USDA home purchase loans for Colorado buyers. Down payments as low as 0-3.5%.
- [Refinancing](https://www.cedarhomeloan.com/services/refinancing): Rate-and-term refinancing, cash-out refinancing, and FHA streamline refinance options.
- [Jumbo Loans](https://www.cedarhomeloan.com/services/loan-comparison): Jumbo mortgage financing for luxury and mountain properties exceeding conforming loan limits.
- [VA Loans](https://www.cedarhomeloan.com/services/va-loans): Zero-down-payment VA loans for eligible veterans and active-duty military in Colorado.
- [Construction Loans](https://www.cedarhomeloan.com/services/construction): One-time close and two-time close construction loans for building in Colorado.
- [HELOC](https://www.cedarhomeloan.com/services/heloc): Home equity lines of credit for Colorado homeowners.
- [Investment Property Loans](https://www.cedarhomeloan.com/services/investment): Financing for rental properties and short-term rental investments.
- [Colorado Home Loans Overview](https://www.cedarhomeloan.com/colorado-home-loans): Comprehensive guide to mortgage options across all Colorado markets.
- [Jumbo Loans Colorado](https://www.cedarhomeloan.com/jumbo-loans-colorado): Specialized jumbo loan guide for Colorado's high-value real estate markets.

## Locations We Serve
- [Vail](https://www.cedarhomeloan.com/locations/vail): Mortgage lending in Vail and Eagle County.
- [Telluride](https://www.cedarhomeloan.com/locations/telluride): Home loans in Telluride and San Miguel County.
- [Boulder](https://www.cedarhomeloan.com/locations/boulder): Mortgage services in Boulder and Boulder County.
- [Denver](https://www.cedarhomeloan.com/locations/denver): Home loans across the Denver metro area.
- [Breckenridge](https://www.cedarhomeloan.com/locations/breckenridge): Mountain property financing in Summit County.
- [Steamboat Springs](https://www.cedarhomeloan.com/locations/steamboat-springs): Mortgage lending in Routt County.
- [Aspen](https://www.cedarhomeloan.com/locations/aspen): Luxury and jumbo home loans in Pitkin County.
- [Colorado Springs](https://www.cedarhomeloan.com/locations/colorado-springs): Home loans in El Paso County.
- [Fort Collins](https://www.cedarhomeloan.com/locations/fort-collins): Mortgage lending in Larimer County.

## Key Resources
- [Mortgage FAQ](https://www.cedarhomeloan.com/faq): Answers to the most common mortgage questions including credit score requirements, down payments, loan types, and Colorado-specific considerations.
- [Mortgage Calculator](https://www.cedarhomeloan.com/tools/calculator): Calculate monthly payments, affordability, and compare loan scenarios.
- [Get Pre-Approved](https://www.cedarhomeloan.com/pre-approval): Free mortgage pre-approval — typically completed in 24-48 hours.
- [Apply Now](https://www.cedarhomeloan.com/apply): Start your mortgage application online.
- [Blog](https://www.cedarhomeloan.com/blog): Expert mortgage guides, market updates, and Colorado real estate insights.

## Contact
- [Contact Us](https://www.cedarhomeloan.com/contact): Phone: (970) 368-6135 | Email: info@cedarhomeloan.com | Address: 220 E Colorado Ave Suite #200, Telluride, CO 81435. Office hours: Mon-Fri 8am-6pm MT.
- [Meet the Team](https://www.cedarhomeloan.com/contact/team): Meet Andrew McBryan and the Cedar Home Loans team.

## Optional
- [Privacy Policy](https://www.cedarhomeloan.com/privacy): Our privacy policy and data handling practices.
- [Terms of Service](https://www.cedarhomeloan.com/terms): Website terms of service.
- [Accessibility](https://www.cedarhomeloan.com/accessibility): Our accessibility commitment and standards.
- [Reviews](https://www.cedarhomeloan.com/reviews): Client reviews and testimonials.